The Story So Far:
Inflation is often framed as a natural economic phenomenon, but closer scrutiny reveals a system designed to enrich the few while burdening the many. Rising costs of housing and other essentials, driven by speculative practices and debt-based money creation, have created a crisis of affordability for ordinary people.

Banks create money through loans, fueling asset inflation and benefiting from the interest payments that perpetuate this cycle. Meanwhile, stagnant wages, skyrocketing property prices, and an increasingly speculative housing market leave future generations struggling to achieve financial security.

Why This Matters:

• A Manufactured Crisis: The financial system amplifies inequality by prioritising profit over people, turning basic necessities like housing into unattainable commodities.
• Intergenerational Inequality: Today’s housing market traps young people in a cycle of debt and unaffordable rents, while wealth concentrates in the hands of property owners and financial institutions.
• The Role of Policy: Without intervention, runaway inflation and speculative practices will continue to widen the gap between the elite and the rest of society.
• Potential for Reform: Solutions like Modern Monetary Theory, price caps, banking reforms, and wealth taxes could transform the system, prioritising fairness and long-term stability over short-term profits.

By understanding the mechanisms driving inequality, we can advocate for meaningful reforms that benefit all members of society.